ERM Manager – Risk Appetite

• Support the development of CNB’s Enterprise Risk Management Framework, Policy, Governance for Risk, Risk Appetite and other areas at the Enterprise level.
• Help uplift City National Bank’s Enterprise Risk Appetite and Metrics program in accordance with current and changing standards, regulations, policies, the financial services industry environment and internal needs/demands
• Provide thought leadership and help develop standards for establishment of a enterprise-wide limits framework that has the right balance of enterprise-wide consistency and business-centricity to make the program helpful for both the business and second line to monitor, aggregate and report on key risks.
• Work with regulatory support function for continuous monitoring and exam management, business unit/corporate and enterprise-wide business support groups to manage with cross-functional level issues associated with risk appetite and metrics
• Connect with key stakeholders; mobilize and motivate teams; set direction and approach; resolve conflict; deliver tough messages; manage risk; execute with limited information and ambiguity.
• Work with Risk Stripes (Credit, Operational etc.) and business control functions to communicate requirements, understand metric changes, and provide review and challenge
• Develop effective guidance materials for stakeholders to help them understand risk appetite concepts and aid metrics and limit development
• Ability to work independently in a challenging environment and be comfortable with putting structure and process around new initiatives
• Prior experience establishing a risk appetite and metrics program at a banking organization, or deep experience with a mature risk appetite program is beneficial
• Experience working within a risk stripe is a plus
• Experience with other risk programs, especially risk acceptance, is also a plus
• Manage the effective implementation of risk management and assessment activities, including policies and standards for: Risk Identification, RCSAs, Operational Risk Events, Operational Losses and Key Controls & Mitigation across business units
• Responsible for the oversight of key operational risk programs such as Technology, Bank Operations, Information Security, Incident Response, Project Risk Readiness, Fraud, and, Payment Systems.
• Works with various regulators for continuous monitoring and exam management, business unit/corporate and enterprise-wide business support groups to manage with cross-functional level issues associated with risk.
• Plan, facilitate and conduct assessment on Enterprise risks across the bank for all risks – Credit, Market, Liquidity, Strategic, etc.
• Development and enhancement of Enterprise-wide governance, policies and procedures.
• Acts as an internal advisor/partner to CNB business units regarding risk management matters (e.g. controls, best practices, and industry developments.) Assists business units in understanding regulatory responsibilities and best practices.
• Collects, analyzes, integrates, and maintains cross-functional deliverables (i.e. Integrated Project Plans, Change Management Plans and Regulatory programs, etc.)
• Drives day-to-day Core Team activities to meet project milestones and keep functions on track
• Develops effective communication and training materials, and communicates CNB’s risk management framework and regulatory responsibilities throughout the Bank.
• Regularly prepares status reports, performance metrics, presentations and Enterprise-wide guidance in accordance with the ERM program and financial industry regulations, ad-hoc and as requested by management
• Knowledge and execution of regulations within second line of defense – CCAR, Basel, Heightened Standards, etc.
• Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Code of Conduct, etc.).
• Successfully completes all required training and special projects as requested.

Must-Have*

• Bachelor’s Degree or equivalent
• Minimum 5 years of experience with banking systems/ processes, risk management methodologies, risk-based auditing techniques and/or internal controls
• Minimum 3 years of experience with risk areas, KPI and KRI
• Minimum 3 years’ experience in a Project Management or leadership

Skills and Knowledge

• Quantitative analysis and data management experience desired.
• Must possess demonstrated ability to think critically and facilitate change through collaborative effort.
• Strong interpersonal, verbal and written communication skills.
• Extensive knowledge and experience with various reporting and analysis tools including Excel, Brio and MS Access required.
• Experience with Oracle software and reporting tools desired.
• Demonstrated ability to develop/run complex queries and create reports and presentations.
• Advanced Master’s degree or MBA will be a plus